Many individuals get insurance to protect their family, life, and property, in case of an emergency or other unforeseen circumstance. Sometimes, unfortunately, insurance companies deny payment to their policyholders for various reasons. Insurance disputes arise out of automobile, life, hurricane, and property claims. In many situations insurance companies refuse to acknowledge the damages to the individual or property. In other situations, the insurance company will attempt to cite ambiguous parts of the policy agreement to justify their unconscionable behavior. There are many laws protecting consumers and individuals against improper and unfair deceptive insurance practices.
Insurance companies will often try to settle claims with people directly to avoid having to deal with a lawyer who is well-versed in the law and their client's rights. At The Mukerji Law Firm, P.C. our attorneys are committed to providing consumers with the legal means to obtain the full insurance payments they are entitled to receive. It is in your best interest to obtain qualified legal counsel immediately to make sure your legal rights are being protected. Please call us toll-free at 888-890-7290 to speak to an attorney at The Mukerji Law Firm, P.C. today. Or you can also complete our online form , and an attorney will contact you promptly. We offer free, no-obligation consultations, and we will advise you of your legal rights.
A bad faith claim or lawsuit against an insurance company can be made in the following circumstances:
- Breach of an insurance company's duty to settle
- Breach of an insurance company's duty to indemnify
- Breach of an insurance company's general covenant of good faith and fair dealing
- A wrongful refusal to defend
- Failure to provide an adequate defense
Three types of damages can be sought against an insurance company in a bad faith claim or lawsuit:
- compensatory damages for the tort of bad faith;
- benefit of the bargain damages for an accompanying breach of contract claim; and
- punitive damages for intentional, malicious, fraudulent or grossly negligent conduct.
Insurance Bad Faith in Hurricane Ike Claims
Insurance bad faith refers to a claim that an insured person has against an insurance company for bad acts. Under the laws of Texas, insurance companies owe a duty of good faith in dealing with the persons they insure. If they violate their obligation, the law allows for the insured person to sue their insurance company.
If you or someone you know has been the victim of an insurance company's bad faith tactics contact the experienced Insurance Attorneys at The Mukerji Law Firm, P.C. by calling 888-890-7290.
